ROOF INSPECTIONS
The “Insurance Gap”
Real estate deals are often delayed—or lost—because of the roof. Even if your roof isn't leaking, insurance companies frequently deny coverage for homes with roofs over 15 years old. This leads to 11th-hour "Bind or Replace" notices from lenders that force sellers into price drops or credit negotiations.
| Roof Age | Status | Advice to Seller |
|---|---|---|
| 0–10 Years | Safe | Likely no inspection needed. Keep your original permit/receipt for the buyer's peace of mind. |
| 10–15 Years | At Risk | Action Required. We look for hidden issues like flashing failures or pipe boot cracks. Fixing a $500 leak now prevents a $15,000 credit request. |
| 16+ Years | Critical | Most top-rated carriers will flag this. Get an estimate now to price the home correctly or replace it before listing to attract more bidders. |
Post-Closing Insurance Rescue
The 60-Day Risk
Did you know insurance companies have 60 days after closing to inspect your roof and cancel your policy? If your carrier flags your roof for "signs of age," you may be forced to replace it immediately to keep your coverage.
Our "Roof Certification" Service
Save Your Policy
If your insurance carrier flags your roof, they will often accept a professional Roof Certification to maintain the policy.
Expert Dispute
We provide the documented proof needed to show the roof has remaining useful life, potentially saving you from an unexpected replacement right after moving in.
Objective Audits
Our 5-Point Audit can provide the objective "Due Diligence" document underwriters require.
The True North Inspection Report
Our report provides a professional, objective "Due Diligence" document for your home’s disclosure packet. We look at your roof through the eyes of the buyer’s inspector and the insurance underwriter to head off issues before they hit the market.
WHAT’S INCLUDED
The 5-Point Audit
Shingle & Surface Integrity
Analysis of granular loss and functional obsolescence.
Critical Joint
Points
Inspection of valleys and flashing where 90% of failures occur.
Penetrations
& Seals
Auditing pipe boots and chimney seals for dry-rot.
Drainage
Systems
Verifying proper water shed to protect the fascia and foundation.
Attic + Underside
Review
Identifying "hidden" moisture indicators home inspectors flag.
Don't leave your closing to chance.
For $299, secure a professional Roof Inspection Report and get clear, documented insight into your roof’s condition before you list.
Or, email us at info@truenorthroofingnj.com
Realtors, we understand the Central Jersey market.
Contact us to learn about our Preferred Partner Program, providing discounted inspections for your active listings to help you get to the closing table faster.